Terms and Conditions
Effective Date: October 3, 2026
Last Updated: October 3, 2026
These Terms and Conditions (“Terms”) govern your access to and use of ohiofirehousebuyer.com (the “Website”) and services offered through the Website by Ohio Fire House Buyer (“Ohio Fire House Buyer,” “we,” “us,” or “our”).
Please read these Terms carefully.
By accessing the Website, submitting information concerning real estate, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.
If you do not agree with these Terms, do not use the Website.
1. Purpose of the Website
The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:
- Fire-damaged properties;
- Smoke-damaged properties;
- Water-damaged properties;
- Structurally damaged properties;
- Distressed properties;
- Vacant properties;
- Inherited properties;
- Probate properties;
- Properties facing foreclosure;
- Properties subject to liens;
- Properties requiring substantial repairs; and
- Other residential or investment properties.
Depending on a particular property and transaction, we may:
- Evaluate the property ourselves;
- Purchase or seek to purchase the property;
- Facilitate a potential cash offer;
- Match the seller with a prospective cash buyer;
- Refer or route the opportunity to an affiliated or independent investor;
- Connect the seller with another prospective purchaser;
- Enter into a purchase agreement;
- Enter into a transaction subject to Ohio’s residential-wholesaler law where applicable;
- Assign or novate contractual rights where legally permitted; or
- Determine that neither we nor another prospective purchaser is interested.
Nothing displayed on the Website constitutes a binding offer to purchase real estate.
2. Our Role
Ohio Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, and lead-generation marketplace.
Depending on a particular transaction, we may act as:
- A prospective purchaser;
- A real estate investor;
- A property-acquisition business;
- A marketing or lead-generation platform;
- A service connecting property owners with prospective purchasers;
- A purchaser holding a contractual or equitable interest;
- A residential real-property wholesaler where applicable;
- An affiliate or business partner of another investor; or
- A combination of these roles.
Our precise role depends on the actual transaction and governing written agreements.
Unless expressly established through a separate written agreement, we do not act as your:
- Real estate broker;
- Seller’s real estate agent;
- Attorney;
- Accountant;
- Financial adviser;
- Tax adviser;
- Insurance adviser;
- Public adjuster;
- Contractor;
- Engineer;
- Appraiser;
- Fiduciary;
- Housing counselor;
- Mortgage adviser;
- Mortgage-relief provider;
- Foreclosure consultant; or
- Other professional adviser.
3. Lead Generation Is Different From a Wholesale Transaction
The Website’s practice of connecting a property owner with a prospective buyer does not necessarily mean every seller inquiry constitutes a statutory Ohio wholesale transaction.
A lead referral or introduction is different from a transaction in which a person:
- Enters into a purchase contract involving residential real property;
- Intends or expects to receive compensation or profit; and
- Assigns or novates that contract to another person before completing the contemplated acquisition.
Where Ohio’s residential-wholesaler statute applies, its disclosure and consumer-protection requirements control.
4. No Obligation to Sell
Submitting information through the Website or requesting an offer does not obligate you to sell your property.
A Website form submission is an inquiry and does not constitute a real estate purchase contract.
You may reject a proposed offer unless and until you enter into a legally enforceable written agreement providing otherwise.
5. No Obligation to Purchase
Submitting property information does not require Ohio Fire House Buyer or any:
- Affiliate;
- Cash buyer;
- Investor;
- Wholesaler;
- Contract purchaser;
- Acquisition partner;
- Property-acquisition company; or
- Other prospective purchaser
to:
- Evaluate the property;
- Make an offer;
- Maintain a previously discussed offer;
- Continue negotiations;
- Purchase the property; or
- Complete a transaction.
6. Eligibility and Authority
By using the Website or submitting information concerning a property, you represent that:
- You are at least 18 years old;
- You possess legal capacity to enter contracts;
- Information you provide is materially accurate to the best of your knowledge;
- You own the property, have an ownership interest, or are authorized to communicate concerning it; and
- Your use of the Website complies with applicable law.
If multiple people own the property, submission by one owner does not necessarily establish authority to bind every owner.
7. Property Information
We may request or obtain information concerning:
- Property address;
- Property type;
- Property condition;
- Fire damage;
- Smoke damage;
- Water damage;
- Structural damage;
- Electrical and plumbing conditions;
- Roof or foundation conditions;
- Occupancy;
- Repairs;
- Permits;
- Insurance claims;
- Desired sale timeline;
- Ownership;
- Mortgages or deeds of trust;
- Liens;
- Property taxes;
- Probate;
- Foreclosure;
- Inheritance; and
- Other matters relevant to evaluating a potential transaction.
You agree not to knowingly provide materially false, fraudulent, misleading, or unauthorized information.
8. Property Research
When you submit information concerning a property, you authorize us and prospective purchasers evaluating the opportunity to research the property through lawful sources.
Research may include:
- County auditor records;
- County recorder records;
- Property-tax information;
- Recorded deeds;
- Ownership information;
- Mortgages and deeds of trust;
- Liens and encumbrances;
- Court records where lawfully available;
- Probate information;
- Foreclosure information;
- Building permits;
- Zoning information;
- Property sales history;
- Comparable property sales;
- Estimated property values;
- Property characteristics;
- Mapping information;
- Commercial property databases; and
- Other publicly or commercially available information.
9. Matching With Prospective Cash Buyers
The Website may facilitate connections between property owners and prospective cash buyers.
After reviewing information concerning a property, we may connect you with an affiliated or independent:
- Cash buyer;
- Real estate investor;
- Residential real-property wholesaler;
- Contract purchaser;
- Property-acquisition company;
- Investment group;
- Redevelopment company;
- Contractor;
- Acquisition partner; or
- Other prospective purchaser.
A prospective purchaser may independently:
- Research the property;
- Contact you;
- Evaluate property condition;
- Estimate repairs;
- Conduct due diligence;
- Determine an offer amount;
- Negotiate transaction terms; and
- Enter into a transaction with you.
Independent purchasers are responsible for their own:
- Statements and representations;
- Offers;
- Valuations;
- Due diligence;
- Contracts;
- Financing;
- Privacy practices;
- Regulatory obligations;
- Performance; and
- Compliance with applicable law.
Unless otherwise agreed in writing, we do not guarantee the conduct or performance of an independent third-party purchaser.
10. Preliminary Offers and Valuations
Any:
- Cash offer;
- Preliminary offer;
- Estimated offer;
- Property valuation;
- Price range;
- Repair estimate; or
- Similar preliminary indication of transaction value
is non-binding unless expressly made binding through a legally enforceable written agreement.
A preliminary offer may be modified or withdrawn before execution of a binding transaction agreement.
11. Illustrative Offer Formula
The Website may describe an offer calculation substantially similar to:
Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return
That formula is illustrative.
A prospective purchaser may use different:
- Repair estimates;
- After-repair values;
- Closing expenses;
- Holding-cost assumptions;
- Resale expenses;
- Investment margins;
- Market assumptions;
- Risk adjustments; or
- Valuation methodologies.
No particular formula, percentage, property value, or offer amount is guaranteed.
12. Binding Real Estate Transactions
A binding real estate transaction arises only when the appropriate parties execute legally enforceable written transaction documents.
A transaction may be subject to:
- Verification of ownership;
- Verification of authority to sell;
- Title examination;
- Escrow;
- Property access;
- Inspection or evaluation;
- Due diligence;
- Confirmation of property condition;
- Resolution of mortgages, deeds of trust, liens, or encumbrances;
- Required seller disclosures;
- Federal disclosures;
- Closing requirements;
- Municipal or county requirements; and
- Other conditions identified in the applicable agreement.
13. Ohio Residential Property Disclosure Requirements
Ohio Revised Code Section 5302.30 requires a property disclosure form for many transfers of residential real property consisting of one to four dwelling units, subject to statutory exemptions.
Covered transfers can include specified:
- Sales;
- Land installment contracts;
- Lease-option transactions;
- Exchanges; and
- Certain long-term leases.
Where the statute applies, the transferor must complete the applicable items in the state-prescribed property disclosure form and provide the form as required by Ohio law.
Nothing on the Website replaces the official Ohio Residential Property Disclosure Form.
14. Ohio Disclosure Is Based on Actual Knowledge
Ohio’s property disclosure form is designed to disclose physical conditions and other property information actually known to the owner.
The disclosure form is not itself:
- A warranty;
- A guarantee;
- A professional inspection; or
- A substitute for purchaser due diligence.
Potential purchasers are encouraged to obtain their own inspections where appropriate.
15. Fire and Smoke Damage on the Ohio Disclosure Form
Ohio’s prescribed Residential Property Disclosure Form specifically asks whether the owner knows of previous or current fire or smoke damage to the property.
If the seller answers yes, the form calls for a description and information concerning repairs.
Fire damage may also affect disclosure categories concerning:
- Roofs;
- Foundations;
- Floors;
- Interior and exterior walls;
- Electrical systems;
- Plumbing systems;
- Heating and cooling;
- Fireplaces or chimneys;
- Water or moisture damage;
- Mold;
- Hazardous materials; and
- Other material defects.
A seller completing the disclosure should answer applicable questions accurately based on the seller’s actual knowledge.
16. No Universal Fire-Damage Documentation Package
The Website may recommend that owners obtain or preserve:
- Fire-department reports;
- Photographs;
- Structural reports;
- Engineering reports;
- Inspection reports;
- Contractor estimates;
- Repair invoices;
- Permit records;
- Insurance records; or
- Remediation information.
These records may be useful for:
- Completing property disclosures;
- Insurance claims;
- Property valuation;
- Buyer due diligence;
- Repair verification;
- Building-code compliance; and
- Transaction negotiations.
However, Ohio law does not impose one universal requirement that every seller automatically provide every historical fire, inspection, insurance, engineering, and repair document in every sale.
Actual obligations depend on:
- Ohio’s disclosure form;
- Seller knowledge;
- The purchase agreement;
- Statutory exemptions;
- Federal law; and
- Other applicable legal duties.
17. Additional Fraud and Disclosure Duties
Ohio’s statutory disclosure form does not eliminate other disclosure duties that may arise under Ohio law.
The statute expressly preserves obligations that may otherwise exist to prevent fraud through:
- Misrepresentation;
- Concealment; or
- Nondisclosure.
Nothing in an as-is transaction or Website statement authorizes fraudulent concealment or material misrepresentation.
18. Timing of Ohio Property Disclosure
Where Ohio’s residential disclosure law applies, the seller is required to deliver the completed form to prospective purchasers as soon as practicable in the manner permitted by statute.
Where possible, disclosure should occur before a purchaser becomes contractually obligated.
19. Three-Business-Day Rescission Following Late Disclosure
If a purchaser receives a required Ohio property disclosure form, or an amendment to the form, after entering into the transfer agreement, Ohio law may give the purchaser a right to rescind.
Subject to the statute’s limitations, the written rescission generally must be delivered within three business days after the purchaser or purchaser’s agent receives the disclosure or amendment.
The statutory right is also subject to an outside cutoff at the earlier of:
- Thirty days after the seller accepted the purchaser’s transfer offer; or
- Closing.
Where applicable, the purchaser may waive this particular statutory rescission right.
20. Failure to Receive the Disclosure Form
If a purchaser enters into a covered transaction and does not receive the required property disclosure form, Ohio law may permit rescission before the earlier of:
- Thirty days after the seller accepted the purchaser’s offer; or
- Closing.
The availability of any remedy depends on the circumstances and applicable statute.
21. Statutory Disclosure Exemptions
Ohio law contains exemptions from the Section 5302.30 disclosure requirement.
Depending on the circumstances, exempt transfers can include certain transactions involving:
- Court orders;
- Foreclosure-related transfers;
- Fiduciaries administering estates, guardianships, conservatorships, or trusts;
- Co-owners;
- Transfers to specified family members;
- Divorce or legal-separation arrangements;
- Governmental entities;
- Previously uninhabited new construction;
- Certain transfers to an existing occupant; and
- Certain inherited properties where the transferor did not occupy the property during the preceding statutory period.
An exemption should not be assumed without reviewing the specific transaction.
22. As-Is Property Sales
The Website advertises potential purchases of property in its current or “as-is” condition.
An as-is transaction may permit a seller to complete a sale without making repairs requested by a particular purchaser.
However, an as-is provision does not automatically eliminate obligations concerning:
- Ohio residential-property disclosures;
- Fraud;
- Intentional concealment;
- Material misrepresentation;
- Contractual representations;
- Federal disclosures;
- Title; or
- Other duties imposed by law.
The applicable purchase agreement and governing law determine the legal effect of an as-is provision.
23. Property Inspections and Due Diligence
The Website may advertise:
- No formal inspection;
- As-is purchases;
- No repairs;
- No financing contingency;
- No appraisal contingency; or
- Similar streamlined transaction practices.
These descriptions reflect possible transaction structures.
They do not:
- Eliminate legally required disclosures;
- Prevent a buyer from conducting due diligence permitted by the purchase agreement;
- Authorize concealment of known defects; or
- Override a signed agreement.
A purchaser may choose to:
- Inspect the property;
- Obtain contractor estimates;
- Review fire reports;
- Review structural reports;
- Review insurance information;
- Review permits;
- Examine title;
- Conduct environmental testing; or
- Perform other due diligence.
24. Fast Closing and Similar Advertising Statements
The Website may advertise:
- A cash offer within approximately 24 hours;
- Closing in approximately seven days;
- Closing in approximately ten days;
- Closing within approximately 7 to 28 days;
- Flexible closing dates;
- No repairs;
- As-is purchases;
- No real estate-agent commissions;
- No seller fees;
- Buyer-paid closing costs;
- No formal inspection;
- No appraisal contingency;
- No financing contingency; or
- Similar streamlined transaction features.
These statements describe potential transaction structures and are not guarantees that every property will receive identical timing or terms.
Actual terms and timing may depend on:
- Property condition;
- Ownership;
- Title;
- Mortgages;
- Liens;
- Buyer availability;
- Property access;
- Due diligence;
- Required disclosures;
- Ohio wholesaler-law requirements;
- Escrow requirements;
- Closing requirements;
- Legal requirements; and
- Other circumstances.
25. Closing Costs, Fees, and Commissions
Where a prospective purchaser agrees to:
- Pay specified closing costs;
- Purchase without a listing agent;
- Charge no seller commission;
- Charge no particular seller fee; or
- Pay specified title or escrow expenses,
the actual obligations of the parties will be determined by the executed transaction documents and final closing statement.
Website statements such as “no fees,” “no commissions,” or “we cover closing costs” do not override a signed transaction agreement.
26. Ohio Residential Real Property Wholesaler Law
Effective March 2, 2026, Ohio specifically regulates residential real property wholesalers.
For purposes of the statute, a wholesaler generally includes a person or entity that, for or with the expectation of valuable consideration, enters into a purchase contract concerning residential real property and:
- As grantee, assigns or novates the contract to another person or entity; or
- In specified circumstances as grantor without holding legal title, assigns or novates the contract.
The statute contains specified exclusions, including certain transfers to relatives or commonly controlled affiliates.
Where our transaction satisfies the statutory definition, applicable Ohio wholesaler requirements will be followed.
27. Separate Ohio Wholesaler Disclosure Before Contract
Where we act as a wholesaler as grantee within the meaning of Ohio Revised Code Section 5301.95, we must provide the record owner with the statutory wholesaler disclosure:
- Before entering into the binding contract;
- In a document separate from the purchase contract or agreement;
- Conspicuously;
- In boldface;
- In at least 12-point type; and
- In substantially the form prescribed by Ohio law.
Both the record owner and wholesaler must sign and date the disclosure before the wholesaler enters into the binding contract.
28. What the Ohio Wholesaler Disclosure Explains
The statutory disclosure explains, among other things, that:
- The person is acting as a wholesaler;
- The wholesaler acts on the wholesaler’s own behalf rather than representing the property owner;
- Buyers and sellers may seek legal or professional advice;
- The wholesaler enters assignable contracts and may seek to assign its interest for profit;
- The wholesaler may assign the contractual interest to a third party before closing;
- The wholesaler may receive separate compensation from the third-party buyer; and
- The agreed purchase price may be below market value and is voluntarily agreed.
The statutory form controls over any summary contained in these Website Terms.
29. Seller Cancellation if Required Wholesaler Disclosure Is Omitted
If a wholesaler acting as grantee fails to provide the disclosure required by Ohio Revised Code Section 5301.95 before entering into the binding contract, the record owner may cancel the contract at any time before the close of escrow without penalty.
Where the statute applies, applicable earnest money must be handled in accordance with Ohio law.
30. Wholesaler Rights Cannot Be Waived Away
Ohio’s statutory wholesaler disclosure duty and the seller’s remedy for failure to receive the disclosure cannot be modified or waived by an oral or written agreement.
A contractual provision purporting to waive those protections is ineffective to the extent Ohio law provides.
Violations may constitute unfair or deceptive acts or practices under Ohio consumer law.
31. Contract Assignment and Novation
A purchase agreement may be assigned or novated only where:
- The governing agreement permits it;
- Applicable law permits it;
- Required Ohio wholesaler disclosures have been provided where applicable;
- No person falsely represents ownership of the underlying property; and
- The transaction is otherwise structured consistently with applicable law.
Holding a contractual or equitable interest is different from holding legal title.
32. Real Estate Brokerage and Licensing
Nothing on the Website authorizes unlicensed real estate brokerage.
Where a person performs regulated real estate services on behalf of another person for compensation, Ohio real estate licensing requirements may apply.
A person’s role as:
- Principal purchaser;
- Contract holder;
- Wholesaler;
- Licensed broker;
- Licensed salesperson;
- Referral source; or
- Independent third-party buyer
should be accurately represented.
Licensed Ohio real estate professionals acting as wholesalers are also subject to applicable licensing discipline for failure to comply with Ohio’s wholesaler statute.
33. Licensed Broker and Fair-Housing Disclosures
Ohio has additional disclosure requirements for licensed real estate professionals.
Where an Ohio licensee lists residential property for a seller, current Ohio rules require the applicable Homebuyer Protection Act anti-discrimination disclosure before the licensee markets, advertises, shows, or otherwise offers the property through the licensed brokerage relationship.
This requirement applies to licensed brokerage activity and does not by itself transform an ordinary principal cash purchaser into the seller’s real estate broker.
34. Foreclosure and Financial Distress
The Website may be used by homeowners:
- Behind on mortgage payments;
- Facing default;
- Subject to foreclosure proceedings;
- Experiencing financial distress; or
- Seeking a rapid sale.
We are not your:
- Mortgage lender;
- Mortgage servicer;
- Attorney;
- Financial adviser;
- Credit counselor;
- Housing counselor;
- Debt adjuster;
- Mortgage-relief provider; or
- Foreclosure consultant
unless expressly established through a separate legally compliant arrangement.
Selling property may be one possible response to financial distress, but it is not necessarily the only available option.
You may wish to communicate with:
- Your lender or mortgage servicer;
- An Ohio attorney;
- A HUD-approved housing counselor;
- A tax professional; or
- Another qualified adviser.
35. Ordinary Cash Purchases Distinguished From Foreclosure-Relief Services
A bona fide arm’s-length purchase of real property does not automatically become a foreclosure-rescue or mortgage-relief service merely because the seller is delinquent or facing foreclosure.
Different rules may apply, however, if a person offers services such as:
- Negotiating with the mortgage lender;
- Negotiating a loan modification;
- Obtaining forbearance;
- Promising to stop a foreclosure;
- Offering to restructure a mortgage;
- Advising the homeowner to default; or
- Providing mortgage-assistance-relief services for compensation.
These Website Terms do not establish such a relationship.
36. No Advance Fees for Covered Mortgage-Relief Services
Federal mortgage-assistance-relief rules generally prohibit covered non-attorney providers from collecting fees before the consumer receives and accepts a written mortgage-relief offer from the lender or servicer.
Ohio consumer authorities also warn consumers against companies demanding up-front fees for foreclosure-relief services.
Unless separately and legally established, Ohio Fire House Buyer does not charge homeowners for mortgage modification or foreclosure-rescue services.
37. No Advice to Default
We do not advise homeowners to:
- Stop paying their mortgage;
- Intentionally default;
- Ignore foreclosure pleadings;
- Ignore communications from their lender or servicer; or
- Abandon available legal rights.
Representations encouraging a consumer to default may violate applicable consumer-protection law.
38. No Foreclosure-Rescue Guarantees
Unless separately authorized and legally qualified to do so, we do not represent that:
- We act for your lender;
- We act for your mortgage servicer;
- We act for a governmental agency;
- We guarantee that foreclosure will be stopped;
- We guarantee a loan modification;
- We will negotiate your mortgage for you;
- You should stop communicating with your lender;
- You should stop making legally required payments; or
- Selling your property through us is your only available option.
39. Probate and Inherited Property
Submitting information concerning inherited or probate property does not establish that the submitting person has legal authority to sell it.
A transaction may require:
- Executor or administrator authority;
- Fiduciary authority;
- Trustee authority;
- Probate-court documentation;
- Participation or consent of heirs;
- Appropriate deeds;
- Affidavits;
- Estate documentation; or
- Other evidence of authority.
Certain fiduciary or inherited-property transfers may also qualify for exemptions from Ohio’s property-disclosure statute depending on the facts.
40. Insurance Claims and Fire-Damage Proceeds
A fire-damaged property may involve an active or completed insurance claim.
We do not act as your:
- Insurance company;
- Insurance agent;
- Public adjuster;
- Insurance attorney; or
- Insurance adviser
unless expressly established through a separate legally compliant arrangement.
You are responsible for understanding matters including:
- Insurance coverage;
- Claim requirements;
- Claim deadlines;
- Insurance proceeds;
- Repair obligations;
- Mortgage-holder rights;
- Assignment provisions;
- Recoverable depreciation;
- Policy conditions; and
- Tax implications.
If a property is sold while an insurance claim remains pending, the applicable purchase agreement should clearly address the parties’ rights and responsibilities concerning the claim and any proceeds.
41. Permits, Code Enforcement, and Unsafe Structures
A fire-damaged property may be subject to:
- Building-code violations;
- Unsafe-building notices;
- Condemnation proceedings;
- Repair permits;
- Building permits;
- Demolition requirements;
- Utility restrictions;
- Environmental requirements; or
- Other governmental requirements.
An as-is sale does not waive governmental requirements.
Actual responsibilities of the seller and purchaser depend on applicable law and the signed transaction documents.
42. Telephone Communications
By providing a telephone number and requesting information or an offer, you authorize us to respond to your inquiry using the contact information provided.
Calls may concern:
- Your property;
- Your requested offer;
- Property research;
- Scheduling;
- Buyer matching;
- Follow-up;
- Potential transactions; and
- Related services.
Where applicable law requires additional consent before regulated automated dialing, artificial voice, prerecorded voice, or marketing communications are made, applicable communications will be subject to those requirements.
43. Recording of Communications
Ohio generally permits recording where the recorder is a party to the communication or one party has given prior consent, provided the recording is not made for a criminal, tortious, or other prohibited injurious purpose.
We or service providers acting on our behalf may record calls for:
- Quality assurance;
- Training;
- Documentation;
- Compliance;
- Fraud prevention;
- Security; or
- Other legitimate business purposes.
Because calls may involve individuals located in jurisdictions with stricter recording laws, additional notice or consent may be required.
Where another applicable law requires all-party consent or another recording procedure, we will comply with that stricter requirement.
44. Text Messages
If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:
- Your inquiry;
- Your property;
- Scheduling;
- Your requested offer;
- Potential purchasers;
- Buyer matching;
- Follow-up;
- Potential transactions; and
- Related services.
Where legally required, separate or additional consent will be obtained for regulated automated or marketing text communications.
Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.
Message and data rates may apply.
Message frequency may vary.
You may request that applicable text messages stop by replying STOP.
45. Email Communications
By providing an email address, you authorize us to respond to your inquiry and communicate concerning:
- Your property;
- Prospective purchasers;
- Potential offers;
- Scheduling;
- Follow-up;
- Services; and
- Potential transactions.
Marketing emails may be sent where permitted by law.
Applicable promotional emails will provide a method to unsubscribe.
46. Electronic Communications
By interacting with us electronically, you consent to receiving electronic communications where permitted by applicable law.
Electronic communications may include:
- Email;
- Text messages;
- Website notices;
- Electronic documents; and
- Other digital communications.
47. Privacy
Our collection, use, disclosure, sharing, sale, retention, and other processing of personal information is described in our Privacy Policy.
The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.
48. Independent Decision-Making
Selling real estate can have significant:
- Legal;
- Financial;
- Tax;
- Insurance; and
- Personal consequences.
You are responsible for determining whether a proposed transaction is appropriate for your circumstances.
You may obtain independent advice from:
- An Ohio real estate attorney;
- A licensed Ohio real estate professional;
- A tax professional;
- An accountant;
- An insurance professional;
- A contractor;
- A structural engineer;
- An appraiser;
- A housing counselor; or
- Another qualified professional.
49. No Professional Advice
Nothing on the Website constitutes individualized:
- Legal advice;
- Tax advice;
- Accounting advice;
- Financial advice;
- Insurance advice;
- Construction advice;
- Engineering advice;
- Appraisal advice;
- Mortgage advice;
- Foreclosure advice; or
- Professional advice concerning the value of a particular property.
50. No Brokerage, Agency, or Fiduciary Relationship
Unless separately established through an applicable written agreement, use of the Website does not create:
- A real estate brokerage relationship;
- Seller representation;
- Buyer representation;
- An agency relationship;
- A fiduciary relationship;
- A partnership;
- A joint venture;
- An employment relationship; or
- Another professional advisory relationship.
A statutory wholesaler acting on its own behalf does not represent the record owner merely because it enters into an assignable purchase contract.
51. Acceptable Use
You may not:
- Use the Website for unlawful purposes;
- Submit fraudulent property leads;
- Knowingly submit materially false information;
- Impersonate another person;
- Submit property information without authority;
- Attempt unauthorized access to Website systems;
- Introduce malware or harmful code;
- Circumvent Website security;
- Interfere with Website operations;
- Overload Website systems;
- Use automated technologies to abuse Website forms;
- Scrape or systematically extract Website information without authorization; or
- Use the Website to violate another person’s rights.
52. Intellectual Property
Unless otherwise stated, the Website and its original content, including:
- Text;
- Graphics;
- Logos;
- Photographs;
- Videos;
- Designs;
- Software;
- Layout;
- Branding; and
- Other materials
are owned by or licensed to Ohio Fire House Buyer and protected by applicable intellectual-property laws.
You may use Website content for your personal interaction with our services.
You may not reproduce, distribute, publish, sell, modify, commercially exploit, or create derivative works from Website content without appropriate authorization except where permitted by law.
53. Third-Party Names, Logos, and Media References
The Website may display or reference third-party:
- Media organizations;
- Publications;
- Websites;
- Platforms;
- Brands;
- Companies;
- Trademarks; or
- Logos.
Unless expressly stated otherwise, such references do not necessarily indicate sponsorship, endorsement, approval, or affiliation.
Third-party names and trademarks remain the property of their respective owners.
54. Third-Party Websites and Services
The Website may link to or integrate with third-party services.
We do not control and are not responsible for third-party:
- Content;
- Availability;
- Privacy practices;
- Security;
- Products;
- Services;
- Representations; or
- Conduct.
Your interaction with a third party is governed by that party’s applicable terms and policies.
55. Website Availability
We may modify, restrict, suspend, or discontinue any part of the Website at any time.
We do not guarantee uninterrupted, secure, error-free, or continuously available Website access.
56. No Guarantee of Transaction
We do not guarantee:
- That every property will receive an offer;
- That an offer will equal fair market value;
- That an offer will meet your expectations;
- That a particular valuation methodology will be used;
- That a preliminary offer will remain available;
- That an independent purchaser will proceed;
- That an assignment or novation will occur;
- That a property will sell;
- That a transaction will close;
- That closing will occur within an advertised timeframe; or
- That you will achieve a particular financial result.
57. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF:
- MERCHANTABILITY;
- FITNESS FOR A PARTICULAR PURPOSE;
- TITLE; AND
- NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE WEBSITE WILL ALWAYS BE:
- ACCURATE;
- COMPLETE;
- AVAILABLE;
- SECURE; OR
- ERROR-FREE.
Nothing in these Terms excludes rights or warranties that cannot lawfully be excluded.
58. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OHIO FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM OR RELATING TO USE OF THE WEBSITE.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM USE OF THE WEBSITE WILL NOT EXCEED $500.
This limitation does not apply to liability that applicable law does not permit to be limited or excluded.
Rights and liabilities arising under a separately executed purchase, assignment, novation, wholesale, or other real estate agreement are governed by that agreement and applicable law and are not subject to this Website-only liability cap unless expressly provided otherwise.
59. Independent Third-Party Buyers
To the maximum extent permitted by applicable law, we are not responsible for the independent:
- Conduct;
- Statements;
- Representations;
- Valuations;
- Pricing decisions;
- Offers;
- Contracts;
- Due diligence;
- Privacy practices;
- Financial ability;
- Performance; or
- Failure to perform
of an unaffiliated third-party purchaser to whom a property opportunity is referred.
Nothing in this section excludes liability that applicable law does not permit us to exclude.
60. Indemnification
To the extent permitted by applicable law, you agree to indemnify and hold harmless Ohio Fire House Buyer and its affiliates, owners, officers, employees, agents, and service providers from claims, liabilities, losses, damages, and reasonable expenses arising from:
- Your unlawful use of the Website;
- Your material breach of these Terms;
- Fraudulent information you knowingly submit;
- Property information you knowingly submit without authority; or
- Your violation of another person’s rights.
61. Governing Law
These Terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles, except where applicable law requires otherwise.
62. Venue and Disputes
Subject to applicable jurisdiction, venue, consumer-protection, and transaction-specific requirements, legal proceedings arising solely from use of the Website or these Terms may be brought in a court of competent jurisdiction located in Cuyahoga County, Ohio.
These Website Terms do not impose mandatory arbitration.
A separately executed purchase agreement, assignment agreement, wholesale agreement, or other transaction-specific agreement may contain different dispute-resolution provisions.
Those provisions govern disputes arising under that particular agreement to the extent enforceable under applicable law.
63. Ohio Consumer Protection Rights
Nothing in these Terms is intended to waive rights that cannot lawfully be waived under applicable:
- Ohio Consumer Sales Practices Act requirements;
- Ohio residential property-disclosure law;
- Ohio residential real-property wholesaler law;
- Ohio real estate licensing law;
- Ohio communications law;
- Ohio data-security and breach-notification law;
- Applicable mortgage-relief rules;
- Federal disclosure requirements; or
- Other applicable law.
Where these Terms conflict with a non-waivable legal right, applicable law controls.
64. Relationship to Purchase and Wholesale Agreements
These Terms govern Website use.
They do not replace:
- Real estate purchase agreements;
- Wholesale agreements;
- Assignment agreements;
- Novation agreements;
- Option agreements;
- Title documents;
- Escrow instructions;
- Closing documents;
- Settlement statements; or
- Other transaction-specific agreements.
If these Terms conflict with a signed agreement concerning a particular property transaction, the signed transaction agreement controls regarding that transaction except where applicable law provides otherwise.
65. Changes to These Terms
We may revise these Terms periodically.
Updated Terms become effective when posted or on another effective date identified in the revised Terms, subject to applicable law.
66. Severability
If a provision of these Terms is determined to be invalid, unlawful, or unenforceable, it will be enforced to the greatest extent legally permitted or severed as appropriate.
The remaining provisions will remain effective.
67. No Waiver
Failure to enforce a provision does not waive our right to enforce that provision or another provision later.
68. Assignment
You may not assign these Website Terms without our prior written consent.
We may assign these Website Terms in connection with:
- A merger;
- Acquisition;
- Financing;
- Business restructuring;
- Affiliate restructuring;
- Sale of assets; or
- Similar business transaction,
subject to applicable law.
This Website-level assignment provision does not determine whether a particular real estate purchase contract can be assigned or novated.
Assignment or novation of a real estate contract is governed by:
- That agreement;
- Ohio law; and
- Ohio’s residential-wholesaler disclosure requirements where applicable.
69. Entire Agreement Regarding Website Use
These Terms and the Privacy Policy constitute the agreement governing your use of the Website.
They do not supersede separately executed real estate transaction documents.
70. Contact Us
Questions concerning these Terms may be directed to:
Ohio Fire House Buyer
1111 Superior Avenue
Cleveland, OH 44114
United States
Phone: 740-913-4205
Website: ohiofirehousebuyer.com

